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See what life actually costs before you move

Stop guessing. Compare real take-home pay, housing, taxes, and savings potential between any two locations — tailored to your profession.

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Austin, TX vs New York, NY

As a Teacher (K-12) — based on latest BLS, Census, and HUD data

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Austin saves you $847/mo more

After accounting for salary differences, taxes, housing, and daily expenses.

Austin, TX 78701 Better
Income
Gross Salary $56,200
Federal Tax -$6,380
State Tax $0
FICA -$4,299
$45,521
Annual Take-Home — $3,793/mo
Monthly Costs
Housing (1BR) -$1,450
Groceries -$380
Transportation -$320
Utilities -$165
Healthcare -$210
New York, NY 10001 Costlier
Income
Gross Salary $71,600
Federal Tax -$9,860
State Tax -$3,480
FICA -$5,477
$52,783
Annual Take-Home — $4,399/mo
Monthly Costs
Housing (1BR) -$2,850
Groceries -$520
Transportation -$132
Utilities -$195
Healthcare -$280

Monthly Budget Breakdown

Austin, TX
New York, NY

Austin, TX

35%
$1,268
Savings per month

New York, NY

10%
$422
Savings per month

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Not just another cost-of-living calculator

We go deeper than averages. Here's what makes this different.

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ZIP-Code Precision

Not city averages. Actual ZIP-code-level data from Census, BLS, and HUD databases so you see what YOUR neighborhood costs.

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Profession-Specific

Enter your job title and see what people in your field actually earn in each location — not generic "median income" numbers.

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Real Take-Home Pay

Federal, state, and local taxes calculated automatically. See what actually hits your bank account, not just the offer letter number.

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Full Budget Breakdown

Housing, groceries, transportation, utilities, healthcare, childcare — all estimated for each location and compared side by side.

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Rent vs. Buy Analysis

See median rent AND home prices with estimated mortgage payments so you can compare both paths in each location.

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Net Savings Potential

The number that actually matters: after all bills, how much can you save each month? We show the real bottom line.

Crunching the numbers...